Sub-Topics Banking Budgeting Credit Cards Home Search Investing Jobs Mortgages Pensions Shopping Taxes Tipping Your Credit Rating Also Try Business Materials Personal Finance (Awesome Library) Provides online information on personal credit and financial planning. News -10-28-04 New Check Cashing Regulations Kick In (CBS News) "New federal regulations designed to speed up the processing of checks went into effect on Thursday, and consumer advocates advised Americans to be more vigilant about monitoring their accounts." "The Check Clearing for the 21st Century Act — better known as Check 21 — will allow financial institutions to exchange electronic images of consumers' checks rather than transporting the actual paper checks around by air, land and sea." 10-04 -10-29-05 Ways to Trim Your Budget (MSNBC News) "You don't have to give up the things you love to save money. You just have to be willing to look hard. Start with your fixed expenses, then review your discretionary costs." 10-05 Papers Find Unclaimed Funds (Unclaimed.org) Provides Compares credit cards and recommends one, based on rates and services. Provides direct links for applying. 1-03 Home Guide to the Law (Nolo.com - Legal Encyclopedia) Provides basic information for persons who are not legal professionals and is organized by topic. 7-02 How to Find Your Unfound Money (ABC News) "According to the National Association of Unclaimed Property Administrators, state governments have about $22.8 billion in unclaimed assets. In 2003, the last year NAUPA tracked unclaimed assets, 953,000 successful claims were made, resulting in $876 million in property being returned to its rightful owners." 05-06 Personal Finance Basics (Bankrate.com) Provides tips on personal finances. 6-01 Saying "No" (MSN MoneyCentral) "Among the financial skills we should learn early in life -- but usually don't -- is the ability to say no." "Saying no is essential if we want to stick to a budget, make progress toward our financial goals and protect our credit. Yet we also want to preserve relationships with many of the people, including loved ones, who are trying to get us to say yes." 12-06 Wealthy People Spend Differently (MSN) "They don’t just have more money. They spend it, borrow it and save it in ways that might benefit you, too." 9-05

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