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Papers Budgeting: The 60 Percent Solution (MSNBC News) "Twenty years of complicated budget calculations have led me to this one simple conclusion: By limiting all essential spending to 60% of total income, savings will soar." 11-05 Budgeting: The Year of Spending Stingily (MSNBC News) "Judith Levine decided one frantic Christmas to stop buying anything but necessities for an entire year. It turned out to be harder than it sounds." 03-06 Holiday Parties on the Cheap (MSNBC News) "Your holiday gift list is a mile long and there’s still the monthly bills to address. Worried that you won’t have cash left over to entertain friends and host that holiday bash you had your heart set on? Try these 10 frugal but fabulous party tips and plan a festive party on any budget." 11-05

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