Papers Microloans (Wikipedia.org) "Microcredit is the extension of very small loans (microloans) to the unemployed, to poor entrepreneurs and to others living in poverty who are not considered bankable. These individuals lack collateral, steady employment and a verifiable credit history and therefore cannot meet even the most minimal qualifications to gain access to traditional credit. Microcredit is a part of microfinance, which is the provision of a wider range of financial services to the very poor." 05-08 Projects Giving a Microloan to a Specific Person (Kiva.org) Kiva allows you to make a loan to a specific entrepreneur in the developing world. Sometimes called microcredit or micro loan. 05-08 Turning Recipients into Donors (Heifer.org) Uses the principal of "passing on the gift." 05-08

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