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Microloans

Papers
  1. Microloans (Wikipedia.org) star
      "Microcredit is the extension of very small loans (microloans) to the unemployed, to poor entrepreneurs and to others living in poverty who are not considered bankable. These individuals lack collateral, steady employment and a verifiable credit history and therefore cannot meet even the most minimal qualifications to gain access to traditional credit. Microcredit is a part of microfinance, which is the provision of a wider range of financial services to the very poor." 05-08

  2. Solar Pumps for Low Income Farmers (Christian Science Monitor)
      "What if we could find a way to cut the cost of a 2-kilowatt solar pump system from$7,000 to $2,500? And what if we added a $1,400, 2.5-acre low-cost drip system and used the solar pump/drip system to grow 2.5 acres of diversified off-season fruits, vegetables, and spices? If done correctly, farmers could clear at least $4,500."

      "Thatís enough to make payments on a three-year loan or lease and make a profit." 06-13

Projects
  1. Giving a Microloan to a Specific Person (Kiva.org)
      Kiva allows you to make a loan to a specific entrepreneur in the developing world. Sometimes called microcredit or micro loan. 05-08

  2. Turning Recipients into Donors (Heifer.org) star
      Uses the principal of "passing on the gift." 05-08

   
   


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