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Sub-Topics Insurance for Children Wellness Programs Also Try Medicare Lists Health Insurance Resources (PBS.org) Provides links related to protecting yourself from health insurance problems. 04-06 News -05-25-06 Vermont Signs Near-Universal Health-Care Insurance (ABC News) "Vermont's governor signed a bill on Thursday that would make the state the second in the nation with near-universal health-care insurance by extending coverage to as much as 96 percent of its residents by 2010." " A new subsidized health-care plan called Catamount Health will be offered by insurance companies and paid for in part with a hike in the state's cigarette tax and a fee on employers who do not offer health insurance to their workers." 05-06 02-06-04 Medicare Ads Opposed (CBS News) "Several Congressional Democrats have asked the General Accounting Office to investigate the use of taxpayer money on ads publicizing recent changes to Medicare." "The Department Health and Human Services, which oversees Medicare, announced the $12.6 million ad campaign this week and unveiled a 30-second television commercial that anchors the effort. The ad proclaims: 'Same Medicare. More benefits.' " "Charles Rangel of New York — complains that the ad misleads when it says "It's the same Medicare." Democrats contend Medicare is not the same. The new law includes restrictions on Medigap prescription insurance, introduces means-testing of premiums for supplemental or Part B Medicare and indexes deductibles for Part B to inflation. Neither the TV nor print ad mentions any of those changes." 2-04 09-05-04 Medicare Premiums to Jump Largest Amount in Program's History (MSNBC News) "Medicare premiums for doctor visits will rise 17 percent next year, the Bush administration said Friday. The $11.60-a-month increase is the largest in the program’s 40-year-history." 9-04 Papers -Best Health Plans (U.S. News) Suggests best plans. 08-08 -What to Do If Your Insurance Company Won't Pay (U.S. News) "Billing advocates have several lines of attack they can follow. They often uncover errors such as services that were billed but never delivered and single procedures billed multiple times, says Nora Johnson, vice president of Medical Billing Advocates of America in Salem, Va. They also have tools to determine typical payments to hospitals and physicians by Medicare and private insurers, which are lower than the amounts charged to out-of-network patients and even lower than the charges levied on patients with little or no insurance. And they can drill down to a hospital's bottom-line cost for specific services, which tells them just how much wiggle room there is for jawboning inflated charges lower." " 'You give them your documentation from the government, and they will turn around,' Whitehead says. 'I've never found one where the hospital or insurer will not come to a resolution.' " 08-08 Cobra Insurance (Cobra Insurance) "Thanks to The Cobra Act of 1986, whether you have lost coverage because you were laid off, terminated, had your hours reduced, or resigned, you are able to purchase group coverage for yourself and your family for a limited amount of time." 08-08 Glossary on Uninsured (PBS.org) Provides definitions of key terms used in discussing insurance coverage. 10-07 Health Insurance Facts (PBS.org) "The rise in the number of people without health insurance in the United States since 2000 [is 6 million]. This has been driven in part by declines in employer-sponsored coverage." 04-06 How to Protect Yourself From a Health Insurance Nightmare (PBS.org) "Simply having health insurance does not mean all your medical services will be covered. This week's show illustrates how a family already coping with illness can get stuck with overwhelming expenses even after insurance kicks in. But there are some proactive steps you can take to protect yourself from an insurance nightmare." 04-06 Issue - Health Care Comparison Among Three Candidates (DeanforAmerica.com) Provides Dean, Kerry, and Gephart Health Insurance Plans, presented by the Dean Campaign. Annual costs for this insurance, according to the analysis, are $88.3 billion for the Dean plan, $214 billion for the Kerry plan, and $72 billion for the Gephart plan. Site does not include the weaknesses of the Dean plan. Editor's Note: This was prepared by Howard Dean's campaign and should not be viewed as impartial. 1-04 Underinsured (PBS.org) Provides information on the underinsured in the United States. 10-07 Uninsured by Country (PBS.org) Allows comparison of U.S. and several other countries in health insurance coverage. 10-07 Projects Estate Planning, Retirement, and Insurance (Northwestern Mutual) Provides dozens of articles discussing issues. 9-01 Web Library Sponsors Free Health Insurance Quotes (What a Quote) "We know that when you shop for health insurance for yourself, your family, or your small business you look for the solution that will best meet your needs. Contact us today and learn how we specialize in the self employed, individual and family health insurance market place." 06-08 Health Savings Account Information (HealthSavingsAccountInfo.net) "Health Savings Accounts (HSAs) were created by the Medicare bill signed by President Bush on December 8, 2003 and are designed to help individuals save for future qualified medical and retiree health expenses on a tax-free basis." 08-08 How Health Insurance Companies Deny Care Payment (U.S. News) "What few Davids know is that insurance contracts by law grant companies the legal right to manage a patient's care, including denying it, sight unseen, and give them the final say, if challenged. Unless the state steps in." 08-08

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